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Loan Calculator Netherlands

Free, 100% digital loan calculator

Calculate and save money with lower interest rates

Instant answers from at least 7 lenders


Compare now

*Calculation example: Quick loan for 12 months. Effective annual interest rate of 7.1%. A loan of €50,000 then costs €4,324/month (12 installments), i.e., a total of €51,883. No initial setup or application fee. 7.1% nominal interest rate (fixed interest rate, set individually based on your conditions).

Are you looking to get a better understanding of your loan options in the Netherlands? Our Loan Calculator is an essential tool that simplifies the process. Ideal for personal loans, mortgages, or other financial needs, this calculator provides a clear view of your monthly payments, interest rates, and the total cost of your loan—all within a few simple clicks.

How to Use Our Loan Calculator

Our loan calculator is user-friendly, making it easy to start planning your finances:

  1. Loan Amount: Input the total amount you need to borrow. This can be for any purpose, such as buying a car, financing a home, or covering personal expenses.
  2. Loan Term: Define how long you intend to take to repay the loan. You can set this in months or years, depending on what suits your financial plans best.
  3. Loan Purpose: Choose the reason for your loan—be it a personal loan, car purchase, education fees, or home renovation. This selection helps tailor the calculator’s output to fit your specific needs better.

After entering these details, the calculator will immediately show your estimated monthly payment. This information is crucial for effective budgeting, ensuring you know precisely what you’ll owe each month.

Loan Calculator Netherlands

How does a loan calculator work?

A loan calculator is a straightforward tool designed to break down the specifics of a loan based on the inputted data—amount, term, and interest rate. It calculates your monthly payment, the total interest payable, and the overall cost of the loan, providing a comprehensive view of your financial commitment.

These calculators are invaluable for financial planning, allowing you to adjust variables like loan term or interest rate to see how these changes affect your monthly payments and the total cost of the loan. This flexibility helps you make well-informed decisions that align with your financial situation and objectives.


Frequently Asked Questions

Yes, our Loan Calculator can be used for various types of loans including personal loans, mortgages, and car loans.

The Loan Calculator provides a close estimate based on the inputted loan amount, term, and interest rate, but actual terms may vary slightly depending on the lender.

No, our Loan Calculator is completely free to use and is available online for anyone needing to plan their loan repayments.

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Kristian Ole Rørbye

Af Kristian Ole Rørbye